IndusInd Bank Credit Card Apply

About IndusInd Bank

IndusInd Bank Limited is a new-age Indian bank settled in Mumbai (Maharashtra). The bank offers business, value-based and electronic financial items and administrations. IndusInd Bank was introduced in April 1994 by then Union Finance Minister Manmohan Singh. IndusInd Bank is the first among the new-age private banks in India.

The bank began its activities with ₹100 crores in capital, of which ₹60 crores were raised by Indian occupants and ₹40 crores were raised by Non-Resident Indians (NRI). The bank has practical experience in retail banking administrations and is additionally dealing with growing its organization of branches all over the country. As indicated by the bank, its name is gotten from the Indus Valley civilisation.

• Know More about IndusInd Bank from Wikipedia
• Click Here to apply for an IndusInd Bank Credit Card

 Why choose IndusInd Bank Credit Cards?

•  Earn attractive reward points and cashback
•  Enhance credit rating
•  Worldwide acceptance of all Credit Cards

Basic eligibility for the IndusInd Bank Credit Cards

At the time of applying …

• You should have a good Credit Score and Credit history
• Your annual income should be ₹3 lakhs and above (Monthly ₹25000/- & above)
• Your age should be 21 and above
• Your age should not be more than 60 Years
• You must have a valid PAN card and Aadhar card
• You should have the proof of Residence if the  address in the Aadhaar card is not the current one

Click Here to apply for an IndusInd Bank Credit Card

Types of IndusInd Bank Credit Cards…

There are about 21 types of credit card in IndusInd Bank, out of which 5 cards are characterized as instant credit cards. The whole list of IndusInd Bank Credit Card are given below…

Instant Credit Cards List

• EazyDiner Credit Card
• Legend Credit Card
• Platinum Aura Edge Visa Credit Card
• Club Vistara Explorer Credit Card
• Platinum Visa Credit Card

All Credit Cards List

• EazyDiner Credit Card
• Indulge Credit Card
• Club Vistara Explorer Credit Card
• Pioneer Heritage Credit Card
• Pioneer Legacy Credit Card
• Crest Credit Card
• Celesta Credit Card
• Pinnacle Credit Card
• Legend Credit Card
• Nexxt Credit Card
• Platinum Aura Edge Credit Card Exclusively for Government Sector Employees
• Platinum Aura Edge Visa Credit Card
• InterMiles Odyssey Amex Credit Card
• InterMiles Odyssey Visa Credit Card
• InterMiles Voyage Amex Credit Card
• Intermiles Voyage Visa Credit Card
• Duo Card
• Legend Credit Card
• Platinum Visa Credit Card
• Platinum Visa/Master Credit Card
• Platinum Aura Edge Visa/ Mastercard Credit Card

Click Here to apply for an IndusInd Bank Credit Card

Frequently asked Questions

Q.1 What are the benefits of an IndusInd Bank credit card?

Ans: IndusInd Bank credit cards offer something to every customer depending on his/her financial needs. They offer benefits ranging from rewards, cashback to entertainment and dining offers.

Q.2 What are the charges applicable on the IndusInd Bank credit card?

Ans: Interest charges and Late Payment charges are applicable, if the minimum due amount is not paid by the due date. Overlimit charges are applicable, if the total outstanding dues on the credit card exceeds the assigned credit limit.

Q.3 What is the age limit to apply for an IndusInd Bank credit card?

Ans: To apply for an IndusInd Bank credit card, your minimum age should be 21 years and maximum age should be 60 years at the time of applying.

Q.4 What Should be the minimum income in order to apply for an IndusInd Bank credit card?

Ans: The net monthly income needs to be a minimum of ₹25000/-

Q.5 Is it necessary to provide Current Bank Account statement?

Ans: No, it’s not compulsory to provide current bank account statements but remember that providing current bank account statements make the users eligible to get a better credit card variant.

Q.6 Why is a Credit Card important?

A Credit Card enables you to borrow a certain sum of money, which can be repaid by you later in installments. Interest is charged on the amount of money that you borrow in case you don’t repay the amount by the payment due date. Credit card interest rates vary, depending on the type of credit card you are using and your card issuing bank.

Q.7 What are the Benefits of a Credit Card?

Using a credit card not only provides financial assistance but also has a number of benefits depending upon the type of credit cards. Some of them are mentioned below:

• Earn attractive reward points and cashback
• Enhances your credit rating
• Get frequent flyer miles
• Worldwide acceptance
• EMI options for any purchases

Click Here to apply for an IndusInd Bank Credit Card